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Service for International Buyers

Pre-Qualify Your Mortgage in Spain

In just 3 minutes, get an initial estimate of how much you could borrow, your indicative monthly payment, and the documents you may need.

100% Free and Without Obligation.

For non-residents buying in Spain
International income profiles supported
Initial assessment in minutes
Personal follow-up from a specialist

How It Works

1. Select your country

Choose your country of residence and where your income is generated.

2. Answer questions

Provide a few details about your financial situation and property goals.

3. Get your estimate

Receive your initial mortgage estimate and clear next steps instantly.

Begin Your Pre-Qualification

Select your primary country of residence to get started.

What You Get

  • Indicative Borrowing Capacity

    Discover the maximum mortgage amount you could qualify for in Spain.

  • Estimated Monthly Payment

    Get an upfront look at what your monthly commitment might be.

  • Affordability Assessment

    Preliminary check against Spanish risk and DTI (Debt-to-Income) regulations.

  • Initial Documents List

    A tailored checklist of the mandatory documents for your specific profile.

Why Choose Us

Focused on International Buyers

Tailored expressly for those living abroad.

Non-Resident Scenarios

Adapts to global tax returns and specialized income sources.

Clear & Fast First Assessment

Move forward with confidence in just a few minutes.

Human Follow-Up Available

Our certified mortgage specialists will guide you further.

Frequently Asked Questions

Is this free and without commitment?

Yes. Our initial pre-qualification tool is 100% free of charge and you are under absolutely no obligation to proceed.

Is the result binding?

No. The pre-qualification provides an indicative estimate. A final binding offer will require full document review and lender approval.

Does this work for self-employed applicants?

Absolutely. We support evaluations for both employed and self-employed international applicants.

Can I apply jointly with another person?

Yes. The simulator allows you to specify if there are one or two applicants involved in the purchase.

What happens after I submit my details?

You'll receive a detailed summary of your mortgage capacity and a specific checklist of required documents.

Certified Financial Consultant

For any queries regarding the operation or documentation, please contact the mortgage consultant.

Legal Disclaimer

The results provided are strictly indicative and preparatory, and do not constitute a binding mortgage offer or credit approval. We act to help you find the best financing options without any cost or obligation to you. Final eligibility and financing terms are subject to full document review and the banking partner's formal risk assessment.

Banco de España

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